August 28, 2008
Preventing Identity Theft With These Crime Preventing Tips
Preventing identity theft is something we should all be thinking about. The identity thief steals your identity for the sole intention of committing fraud in your name. He wants access to your bank accounts, credit cards and even your email accounts and if he gets it, he's going to leave you in a severe financial mess and possibly with several litigations.
Identity thieves want your Social Security card number, passwords and bank account, credit card number and other information. Therefore, in preventing identity theft, ensure that you have your own system in place so you never accidentally give out sensitive information. So where are the potential dangers and risks that can compromise your security? Lets briefly take a look at some of them.
Mailbox: Lock it securely! Many people still do not bother and yet it's one of the easiest steps you can take in preventing identity theft. Without it, all the identity thief needs to do is walk past, open and grab your post. Cut your post down as much as possible by singing up to online banking and cancelling paper bank statements.
Wallets and Purses: It seems obvious but guard your wallet at all times. Your wallet or purse may well contain all the information an identity thief requires. Never carry your social security number around with you, leave it somewhere safe at home. After all, when was the last time you were asked for your number in a normal day at work or out and about.
Trash Can: A shredder costs around $20 and is an essential tool in preventing identity theft. Known as dumpster diving, the active identity thief thinks nothing of rummaging through trash in the hope of finding a bank statement, a canceled check etc. The identity thief knows full well that dumpster diving is the easiest way of stealing an identity from someone. Don't let it be yours!
Don't Ignore The Professionals: A company like Life Lock charge around $10 a month which is great value for money when you consider the peace of mind that comes with it.
Giving Away Information: The identity thief is a brazen thief. Posing as your doctors office, your bank etc. they will often phone or email folk asking for personal information. Emails especially seem to work well for them, probably because of the sheer numbers. Software allows them to email millions at a time so it only requires less than 1% to comply and they've had a good day at work. Never give out social security numbers, bank account details and especially passwords. Your online bank, ebay, Amazon etc. NEVER ask for your password in an email.
Lockers: You are much more likely to know the person who steals your identity than the criminal be some con artist working from a laptop in Nigeria. If you use lockers at work or the gym, use your own locks on them if possible. If you go away on vacation, empty your lockers before you go. If a work mate know's you are away for 2 weeks he's got a great head start with those credit cards!
Preventing identity theft requires many steps on your part as you can see from the above few tips. For many more tips and advice on preventing identity theft please feel free to grab your copy of our complimentary ebook, "Facts About Identity Theft"
Tags: Identity Theft
